STEMMER M.D., Klaus L., beloved husband of Mary Jo (Schroder) Stemmer.  Loving father of Thomas (Rhonda), Paul (Roseann), Eric, Mark (Jean),   John (Janet), Kurt (Cheri), Maria (Dan) Schertler; also survived by  ten grandchildren.  Dear brother of Gerd (Ise) Stemmer and Reinild  Stemmer, of Germany.  On Sunday, November 23, 1997 at 78 years.    Visitation will be held at St. Antoninus Church Greeting Room, Julmar  and Linneman Roads, (Western Hills) on Friday, 9:30 A.M. to 11:00 A.M.  followed by Mass of Christian Burial at 11:30 A.M..  Memorial contributions  to the Catholic Relief Services, 209 West Fayette Street, Baltimore, MD,   21201, Attn: Pat Reinhardt, or to the Comboni Missionaries, 8108 Beechmont  Avenue, Cincinnati, OH  45255.  B.J. Meyer Sons Funeral Home serving the   family.